Consumer Loan Rates

Rates are subject to change without notice.

Subject to individuals residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.

All Loans with an Asterisk (*) reflect a 0.250% interest rate discount as long as you maintain an automatic payment withdrawal from a new or existing Westfield Bank checking account. The account must be opened prior to the settlement of your loan. A Relationship Banking Notice will be given at the start of your application.

Questions about loan rates?

Contact a Consumer Loan Specialist at (413) 568-1911, (800) 995-5734, or visit one of our convenient offices.

Rates as of Tuesday, November 7, 2017

Product DescriptionInterest RateAPRPayment per $1,000PaymentsApply
Recreational Vehicles - Motorcycle, RV and Boat
APRS BASED ON 80% LTV, 20% down payment required.
Motorcycle, RV & Boat Loans 12 Months* 6.750%7.220%$86.41Show Payments
Motorcycle, RV & Boat Loans 24 Months*6.750%6.997%$44.66Show Payments
Motorcycle, RV & Boat Loans 36 Months*6.750%6.919%$30.76Show Payments
Motorcycle, RV & Boat Loans 48 Months* 6.750%6.879%$23.83Show Payments
Auto Loans
APRS BASED ON 100% LTV
New 60 Months*2.990%3.091%$17.96Show Payments
New 48 Months*2.990%3.116%$22.13Show Payments
New 36 Months*2.990%3.155%$29.08Show Payments
Used 60 Months- Model Years 2014-2017* 2.990%2.990%$17.96Show Payments
Used 48 Months- Model Year up to 2013*2.990%2.990%$22.13Show Payments
Used 36 Months- Model Year up to 2012* 2.990%2.990%$29.08Show Payments

New car loans are only available on model year 2017 up to 100% of the purchase price.

Pre-owned car loan maximum financing is the lesser of 100% of the purchase price or 100% of the NADA clean retail value for model years 2012-2015.

· Model year 2012 has a maximum term of 36 months

· Model year 2013 has a maximum term of 48 months

· Model years 2014-2017 have a maximum term of 60 months

Rates as of Tuesday, November 7, 2017

Product DescriptionInterest RateAPRPayment per $1,000PaymentsApply
Pool and Spa Loan APR'S BASED ON 90% LTV
Pool & Spa 60 Months5.250%5.250%$18.99Show Payments
Pool & Spa 48 Months5.250%5.250%$23.14Show Payments
Pool & Spa 36 Months5.250%5.250%$30.08Show Payments
Pool & Spa 24 Months5.250%5.250%$43.98Show Payments
Pool & Spa 12 Months5.250%5.250%$85.72Show Payments

90% of the purchase price with a maximum loan amount of $10,000. (Equity Loans or Equity Lines may be available for any loans over $10,000.)

Rates as of Tuesday, November 7, 2017

Product DescriptionAPRApply
Personal Line of Credit- Min $500 - Max $2,500
Personal Line of Credit- Min $500 - Max $2,50018.000%


No annual fee. You only pay finance charges on the amount you borrow.