LocationsPhone 1-800-995-5734

Loans

From mortgages to auto loans to personal and home equity lines of credit, choose the loan that's right for you.

 

Consumer Loan Rates

Rates are subject to change without notice.

Subject to individuals residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.

All Loans with an Asterisk (*) reflect a 0.250% interest rate discount as long as you maintain an automatic payment withdrawal from a new or existing Westfield Bank checking account. The account must be opened prior to the settlement of your loan. A Relationship Banking Notice will be given at the start of your application.

Questions about loan rates?

Contact a Consumer Loan Specialist at (413) 568-1911, (800) 995-5734, or visit one of our convenient offices.

Rates as of Thursday, March 9, 2023

Product DescriptionInterest RateAPRPayment per $1,000PaymentsApply
Recreational Vehicles - Motorcycle, RV and Boat
APRS BASED ON 80% LTV, 20% down payment required.
Motorcycle, RV & Boat Loans 12 Months* 7.000%7.470%$86.53Show Payments
Motorcycle, RV & Boat Loans 24 Months*7.000%7.247%$44.77Show Payments
Motorcycle, RV & Boat Loans 36 Months*7.000%7.169%$30.88Show Payments
Motorcycle, RV & Boat Loans 48 Months* 7.000%7.129%$23.95Show Payments
Auto Loans
APRS BASED ON 100% LTV
New 60 Months*6.000%6.104%$19.33Show Payments
New 48 Months*6.000%6.128%$23.49Show Payments
New 36 Months*6.000%6.168%$30.42Show Payments
Used 60 Months- Model Years 2020-2023* 6.000%6.104%$19.33Show Payments
Used 48 Months- Model Year up to 2019*6.000%6.128%$23.49Show Payments
Used 36 Months- Model Year up to 2018* 6.000%6.168%$30.42Show Payments

New car loans are only available on model year 2022 up to 100% of the purchase price.

Pre-owned car loan maximum financing is the lesser of 100% of the purchase price or 100% of the NADA clean retail value for model years 2020-2023.

· Model year 2018 has a maximum term of 36 months

· Model year 2019 has a maximum term of 48 months

· Model years 2020-2023 have a maximum term of 60 months

Rates as of Thursday, March 9, 2023

Product DescriptionInterest RateAPRPayment per $1,000PaymentsApply
Pool and Spa Loan APR'S BASED ON 90% LTV
Pool & Spa 60 Months5.500%5.500%$19.10Show Payments
Pool & Spa 48 Months5.500%5.500%$23.26Show Payments
Pool & Spa 36 Months5.500%5.500%$30.20Show Payments
Pool & Spa 24 Months5.500%5.500%$44.10Show Payments
Pool & Spa 12 Months5.500%5.500%$85.84Show Payments

90% of the purchase price with a maximum loan amount of $10,000. (Equity Loans or Equity Lines may be available for any loans over $10,000.)