Consumer Loan Rates
Rates are subject to change without notice.
Subject to individuals residing or working in Hampden or Hampshire Counties of MA; Greater Granby CT Area, Northern Hartford or Northern Tolland Counties of CT.
All Loans with an Asterisk (*) reflect a 0.250% interest rate discount as long as you maintain an automatic payment withdrawal from a new or existing Westfield Bank checking account. The account must be opened prior to the settlement of your loan. A Relationship Banking Notice will be given at the start of your application.
Questions about loan rates?
Contact a Consumer Loan Specialist at (413) 568-1911, (800) 995-5734, or visit one of our convenient offices.
New car loans are only available on model year 2018 up to 100% of the purchase price.
Pre-owned car loan maximum financing is the lesser of 100% of the purchase price or 100% of the NADA clean retail value for model years 2013-2016.
Model year 2012 has a maximum term of 36 months
Model year 2013 has a maximum term of 48 months
Model years 2014-2017 have a maximum term of 60 months
90% of the purchase price with a maximum loan amount of $10,000. (Equity Loans or Equity Lines may be available for any loans over $10,000.)
|Personal Line of Credit- Min $500 - Max $2,500||18.000%|
No annual fee.
You only pay finance charges on the amount you borrow.