1 - 4 Family Owner Occupied Properties

Boiling Springs Savings Bank offers the following mortgage loan options for 1-4 family owner occupied properties. These low cost loan products provide a great vehicle to help you achieve your dreams.

If you would like to apply using a paper application. Please Download.

Adjustable Rate Mortgages

Rates as of Tuesday, April 9, 2019

Product DescriptionInterest RatePointsAPRPayment per $1,000Payments
10/1/30 ARM
10/1/30 ARM3.980%0.0004.345%$4.76Show Payments
7/1/30 ARM
7/1/30 ARM3.700%0.0004.341%$4.60Show Payments
5/1/30 ARM
5/1/30 ARM3.625%0.0004.446%$4.56Show Payments

APR (annual percentage rate) assumes 20% down payment. Payments do not include amounts for taxes and insurance premiums, which if applicable will make your payment obligation greater. Rate adjustment: One Year Treasury Securities +2.50% Margin. The Rate Caps are 2.00% per Adjustment and a Lifetime Cap of 6.00%. APRs and terms apply to single family, owner-occupied contract sales and refinances in amounts up to $1,500,000 on properties located in Northern New Jersey. Private mortgage insurance is available for down payments less than 20%. Property insurance is required and flood insurance may be required. Adjustable Rate Mortgages are variable and may increase after consummation. Offer subject to credit approval. Rates and terms are subject to change without notice. Other restrictions apply. Other rates and terms available. Boiling Springs and/or its agency is not responsible for typographical errors.

Fixed Rate Mortgages

Rates as of Tuesday, April 9, 2019

Product DescriptionInterest RatePointsAPRPayment per $1,000Payments
Fixed Rate Mortgages
30 Year Fixed4.250%0.0004.281%$4.92Show Payments
15 Year Fixed3.804%0.0003.858%$7.30Show Payments

APR (annual percentage rate) assumes 20% down payment. Payments do not include amounts for taxes and insurance premiums, which if applicable will make your payment obligation greater. APRs and terms apply to single family, owner-occupied contract sales and refinances in amounts up to $1,500,000 on properties located in Northern New Jersey. Private mortgage insurance is available for down payments less than 20%. Property insurance is required and flood insurance may be required. Offer subject to credit approval. Rates and terms are subject to change without notice. Other restrictions apply. Other rates and terms available. Boiling Springs and/or its agency is not responsible for typographical errors.