On-Road Recreational Vehicle Loans

  • No fees to apply or refinance your loan
  • Refinancing available on loans from other lenders; lower your rate or change your term
  • Loan amounts starting at $5,000

If a refinance, please have the vehicle identification number (VIN) when you apply for the loan.

Amount of financing is dependent on credit score and age of vehicle.  

New Vehicles: 

4.74% rate available on new 2017 & 2018 model years with less than 5,000 miles.  Rate requires a minimum credit score of 750, maximum loan to value of 80%, maximum term of 48 months, and auto pay from a United Bank Premier checking account. 

Rate of 4.99% available on new 2017 & 2018 model years, with less than 5,000 miles, minimum credit score of 750, maximum loan to value of 80%, maximum term of 60 months, and auto pay from a United Bank Premier checking account. 

Used Vehicles:

4.99% rate available on used 2015 to 2018 model years with less than 100,000 miles.  Rate requires a minimum credit score of 750, maximum loan to value of 80%, maximum term of 48 months, and auto pay from a United Bank Premier checking account. 

Rate of 5.49% available on used 2015 to 2018 model years, with less than 100,000 miles, minimum credit score of 750, maximum loan to value of 80%, maximum term of 60 months, and auto pay from a United Bank Premier checking account.

All loans are subject to credit approval.  The rate will be determined by your credit history, age of vehicle, type of vehicle and length of loan.  Other terms and rates may be available.  Your rate may be subject to additional underwriting criteria.  VSI fee of $22.00 applies.  Existing United Bank RV loans ineligible for refinance.  Rates subject to change.  Insurance required.  Maximum deductible of $500.  Borrowers with a minimum credit score of 720 are eligible for a deductible of $1,000.  Please ask for more details.

Loan to value is based on the lower of the invoice price or the value from the NADA or CARFAX valuation.  Restrictions may apply. 

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