Motorcycle Loans

Explore our secured new and used specialty vehicle finance loans with fixed interest rates and fixed monthly payments.  Enjoy the open road with a motorcycle loan from United Bank.

  • No fees to apply and no fees to refinance
  • Financing covers taxes, title and tags
  • Refinancing available on loans from other lenders; lower your rate or change term

If a refinance, please have the serial number or vehicle identification number (VIN) when you apply for the loan.

Amount of financing is dependent on credit score and age of vehicle. 

New Vehicles:

4.24% rate available on new 2017 and 2018 model years with less than 5,000 miles.  Rate requires minimum credit score of 750, maximum loan to value of 80%, maximum term of 48 months, and auto pay from a United Bank Premier Checking account.  All loans are subject to credit approval.  The rate will be determined by your credit history, age of vehicle, type of vehicle and length of loan. 

4.49% rate: New 2017 and 2018 model years with less than 5,000 miles, minimum credit score of 750, down payment of 10%, maximum loan to value of 90%, maximum term of 60 months, and auto pay from a United Bank Premier checking account. 

Used Vehicles:

4.49% rate available on used 2015 to 2018 model years with less than 50,000 miles.  Rate requires minimum credit score of 750, maximum loan to value of 80%, maximum term of 48 months, and auto pay from a United Bank Premier Checking account. 

4.99% rate: Used 2015 to 2018 model years with less than 50,000 miles, minimum credit score of 750, maximum loan to value of 80%, maximum term of 60 months, and auto pay from a United Bank Premier Checking account.. 

All loans are subject to credit approval.  The rate will be determined by your credit history, age of vehicle, type of vehicle and length of loan. 

Other terms and rates may be available.  Rates subject to change.  Loan to value is based on the lower of the invoice price or the value from the NADA or CARFAX valuation.  Insurance is required.  Maximum deductible of $500.  Borrowers with a minimum credit score of 720 are eligible for a deductible of $1,000.  Existing United Bank motorcycle loans ineligible for refinance.  VSI fee of $22.00 applies.  Please ask for more details.  Restrictions may apply. 


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