Personal Unsecured Loans

A personal loan can help you consolidate high-interest rate debt, finance a large purchase, or pay for unforeseen expenses.

  • Fixed rate, fixed terms, and fixed monthly payments to help you manage your monthly budget
  • No annual fee or prepayment penalty
  • Loan amounts starting at $1,000


Rates as of Thursday, October 18, 2018

Product DescriptionInterest RateAPRPayment per $1,000Apply
Personal Unsecured Loans
12 Month Term6.490%6.489%$86.29
24 Month Term7.740%7.739%$45.11
36 Month Term8.990%8.991%$31.80
48 Month Term10.240%10.240%$25.48
60 Month Term11.490%11.490%$21.99

All loans are subject to credit approval.  The rate will be determined by your credit history.  Other terms and rates may be available.  Rates subject to change.  Rate of 6.49% requires minimum credit score of 740, maximum term of 12 months and auto pay from a United Bank Premier Checking account.  

Rate of 7.74% requires minimum credit score of 740, maximum term of 24 months and auto pay from a United Bank Premier Checking account.  

Rate of 8.99% requires minimum credit score of 740, maximum term of 36 months and auto pay from a United Bank Premier Checking account.  

Rate of 10.24% requires minimum credit score of 740, maximum term of 48 months and auto pay from a United Bank Premier Checking account.  

Rate of 11.49% requires minimum credit score of 740, maximum term of 60 months and auto pay from a United Bank Premier Checking account. 

Please ask for more details.


 

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