Unsecured Home Improvement Loans

When you're ready to renovate and redefine your living space, an Unsecured Home Improvement Loan can help you get your financing in order, and your project moving.

  • Fixed rate, fixed terms, and fixed monthly payments to help you manage your monthly budget
  • No collateral needed
  • 100% of funds must be used for home improvements
  • Work Order and/or Material List required
  • Approvals in as little as one day

          

Rates as of Monday, August 19, 2019

Product DescriptionInterest RateAPRPayment per $1,000Apply
Home Improvement - Unsecured
12 Month Term4.240%4.240%$85.26
24 Month Term4.990%4.990%$43.87
36 Month Term5.740%5.740%$30.30
48 Month Term6.490%6.490%$23.71
60 Month Term7.240%7.240%$19.91
72 Month Term7.990%7.990%$17.53
120 Month Term8.740%8.740%$12.53
180 Month Term9.490%9.490%$10.44
      

All loans are subject to credit approval.  The rate will be determined by your credit history.  Other terms and rates may be available.  Rates subject to change.  Rate of 4.24% requires minimum credit score of 720, maximum term of 12 months and auto pay from a United Bank Premier Checking account.  

Rate of 4.99% requires minimum credit score of 720, maximum term of 24 months and auto pay from a United Bank Premier Checking account.  

Rate of 5.74% requires minimum credit score of 720, maximum term of 36 months and auto pay from a United Bank Premier Checking account.  

Rate of 6.49% requires minimum credit score of 720, maximum term of 48 months and auto pay from a United Bank Premier Checking account.  

Rate of 7.24% requires minimum credit score of 720, maximum term of 60 months and auto pay from a United Bank Premier Checking account. 

Rate of 7.99% requires minimum credit score of 720, maximum term of 72 months and auto pay from a United Bank Premier Checking account. 

Rate of 8.74% requires minimum credit score of 720, maximum term of 120 months and auto pay from a United Bank Premier Checking account. 

Rate of 9.49% requires minimum credit score of 720, maximum term of 180 months and auto pay from a United Bank Premier Checking account. 

Please ask for more details.






 

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