Business Unsecured Line of Credit

Enjoy instant access to funds to help your business operate and grow with a Business Unsecured Line of Credit. You'll have the money you need, whenever you need it, at a competitive interest rate.

  • Only pay interest on the money you've used
  • Working capital for payroll, inventory and more
  • Streamlined expense tracking that keeps your business and personal expenses separate
  • Line amounts starting at $10,000

Rates as of Monday, February 4, 2019

Product DescriptionInterest RateAnnual Percentage RateApply
Business Unsecured Line of Credit
Business Unsecured LOC8.000%8.000%


All loans subject to credit approval. The rate will be determined by your credit history. Annual Percentage Rate (APR) of 8.00% is a variable rate and will be based on the Wall Street Journal’s Prime Rate plus 2.50%.  Rate requires auto pay from a United Bank Business checking account.  Currently Prime Rate is 5.50%.  Other terms and rates may be available. Rates subject to change. Please ask for more details.

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