Business Overdraft Line of Credit

With an Overdraft Line of Credit, your checking account is covered. It protects you from overdrafts and from having transactions denied for non-sufficient funds. Plus, it's also an easy and convenient line of credit when you need quick access to cash.

  • Acts as a safety net by protecting your business from important payments being returned or declined
  • Access to funds when you need it for large or unexpected expenses
  • Manageable monthly payments that are 3% of the principal loan balance plus monthly accrued interest
  • Line amounts starting at $500



An overdraft line of credit is subject to credit approval.  Annual membership fee of $35.00.  15.99% rate requires minimum credit score of 660 and must be tied to a United Bank Premier Checking account.  Rates are based on creditworthiness, so your rate may differ.  You will be charged interest from the date you access the credit line.  Other terms and rates may be available.  Rates subject to change.  Please ask for more details. 

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