With an Overdraft Line of Credit, your checking account is covered. It protects you from overdrafts and from having transactions denied for non-sufficient funds. Plus, it's also an easy and convenient line of credit when you need quick access to cash.
An overdraft line of credit is subject to credit approval. Annual membership fee of $35.00. 15.99% rate requires minimum credit score of 660 and must be tied to a United Bank Premier Checking account. Rates are based on creditworthiness, so your rate may differ. You will be charged interest from the date you access the credit line. Other terms and rates may be available. Rates subject to change. Please ask for more details.